My goal is to help you integrate your mortgage into your overall financial plan. You can protect and even accumulate wealth by looking at your mortgage as a powerful financial tool. I will work with you to look for ways to optimize the equity in your home and find solutions that will help you become mortgage free sooner!

My mortgage planning process looks at all your current and future needs which will include:

• Cash flow and debt management - strategies that may help you improve monthly cash flow and save interest costs.
• Liquidity and safety net - strategies that may help you build a financial buffer in the event of unemployment, disability, an unexpected expense or even a downturn in real estate values.
• Diversification of assets - strategies that may help you move some of your equity into income earning assets that could strengthen your overall financial picture.
• Wealth accumulation - strategies that in combination with your financial planner may help you create a tax deductible mortgage along with a wealth building investment portfolio.

In addition to the typical mortgage application I will take you through a goals worksheet, analyze your debt structure, provide you with a customized mortgage plan. And together we will review your plan each year to make sure you are on track to meet your goals. All at no cost to you! Call me today at 604-961-2400 to get started on your personal mortgage plan!