Amarjit Johal is an independent mortgage specialist & Director of Apical Financial Group Inc. As a mortgage professional, Amarjit offers one-stop convenience and impartial advice. Amongst her clients, peers and the community, Amarjit is known as being an approachable, understanding, and trusted resource that provides her clients with up to date options available to borrowers in today’s world of mortgage finance.  

With 25 years of banking experience, 18 years as a branch manager and along with her accreditations of Accredited Mortgage Professional (AMP) and Associate of the Credit Union Institute with speciality in Lending Studies (ACUIC), Amarjit is equipped with providing the professional and financial advice which best suits your needs. Due to her vast experience in the banking and financial realm, Amarjit’s expertise goes beyond mortgage, helping you make the best financial decisions.   

Homebuyers and realtors rely on Amarjit not only due to her knowledge on mortgage products and her ability to secure low rates, but also to keep them informed on critical information regarding the buying process itself. Amarjit makes sure her clients are well informed and know what to expect every step of the way by working closely with the realtors and lawyers/notaries involved. Different financial Institutions and Lenders offer a wide range of mortgage rates, terms, and conditions. By shopping wisely, Amarjit will find the mortgage that best suits your financial needs. As your mortgage professional, Amarjit will help you understand how different rates, terms and conditions can affect the lifetime cost of your home, your monthly payments and financial flexibility helping you make informed decisions.